If you’re buying a car, you may need to purchase comprehensive auto insurance. Not all car owners need this type of insurance, which doesn’t make sense for all circumstances. However, with comprehensive auto insurance, you can benefit from this type of policy in many ways. 

At Luft Insurance Agency, servicing Escanaba, MI, we help our customers decide whether comprehensive auto insurance is the best type of policy for their needs. If it is, we work with various carriers to help our customers find a great policy at the best price possible. 

What Is Comprehensive Auto Insurance?

Comprehensive auto insurance is a type of insurance that offers coverage for a variety of events, including theft, vandalism, and hitting an animal. This coverage is an addition to the type of coverage offered by liability-only insurance, which offers protection if you are at fault for hitting another vehicle. 

Who Needs Comprehensive Auto Insurance?

You could benefit from comprehensive auto insurance if you have a new or semi-new vehicle that would cost a lot to replace or repair if a covered event occurs. If you’re driving an older car, you may not want to pay for a comprehensive auto insurance policy because the vehicle isn’t worth as much. 

In addition, if you have a car loan, your lender may require you to carry comprehensive auto insurance regardless of the age of the vehicle. 

Want Comprehensive Auto Insurance in Escanaba, MI? Call Today

If you’re interested in comprehensive auto insurance, contact the professionals at Luft Insurance Agency in Escanaba, MI. We offer a range of policies and can help you find the right coverage for your needs.